Provider Directory
Browse and compare payment processors. Filter by business type, pricing model, and country. Each profile shows what we found from public sources and what still needs direct verification.
Understanding Pricing Models
Fixed percentage + per-transaction fee regardless of card type.
Card network's interchange cost plus a published markup.
Monthly subscription fee for access to interchange pass-through rates.
Custom rates set per merchant — not publicly listed.
Showing 45 of 45 providers
Developer-first payments platform for online, mobile, and marketplace businesses, with APIs, recurring billing (Stripe Billing), and in-person acceptance via Stripe Terminal.
Online businesses, SaaS, and marketplaces that want API-first payments and recurring billing.
All-in-one payments and POS platform popular with small and mid-sized in-person businesses, with online tools via Square Online.
Retail, restaurants, salons, and service businesses that sell in person and online.
Widely recognized online payments brand with checkout, invoicing, subscriptions, and in-person acceptance via PayPal Zettle.
Ecommerce sellers and businesses that want a trusted, familiar online checkout option.
A PayPal service providing a payments gateway and APIs for online and mobile businesses, marketplaces, and platforms, with recurring billing support.
Online and mobile businesses, marketplaces, and platforms wanting a flexible gateway with recurring billing.
Built-in payment processing for Shopify stores, with in-person sales through Shopify POS and no third-party transaction fees on supported plans.
Shopify merchants selling online and in person.
Payments provider known for transparent, published interchange-plus pricing with automatic volume discounts for small and mid-sized businesses.
Small and mid-sized businesses wanting transparent interchange-plus pricing.
Restaurant-focused POS and payments platform with purpose-built hardware, online ordering, and back-of-house tools.
Restaurants, cafes, bars, and food-service businesses.
POS hardware and software platform (a Fiserv brand) used across retail and food service, often sold through banks and resellers.
Retail, restaurants, and service businesses wanting an all-in-one POS with an app marketplace.
Integrated payments within the Lightspeed retail and hospitality POS platform.
Retail and hospitality businesses using Lightspeed POS.
Subscription-style (membership) pricing platform aimed at established, higher-volume businesses that want to reduce per-transaction margins.
Established businesses with steady, higher volume that prefer membership pricing.
Values-driven merchant services provider with transparent, published interchange-plus pricing and nonprofit-friendly rates.
Established businesses and nonprofits valuing ethical, transparent pricing.
Long-established payment gateway (a Visa solution) for accepting online and card-not-present payments, with recurring billing tools.
Ecommerce and businesses needing a stable, widely supported gateway.
Enterprise-grade global payments platform supporting unified online, in-person, and international (omnichannel) sales.
Larger and global businesses needing unified omnichannel payments.
Payment processing from a major U.S. bank (Chase), with funds deposited to a Chase business account and integrated banking.
Businesses wanting processing integrated with Chase business banking and fast access to funds.
Merchant services provider offering interchange-plus pricing and industry-specific plans across many verticals.
Small and mid-sized businesses across a range of industries.
Merchant services provider that works with a wide range of business types, including more complex approval categories, with tailored onboarding.
Businesses that need a more involved approval process and want personalized onboarding and dedicated support.
Merchant services provider offering interchange-plus pricing for online and in-person sales, with nonprofit-friendly options.
Small and mid-sized businesses wanting transparent pricing and support.
Merchant services provider emphasizing interchange-plus pricing, free gateway options, and hands-on customer support.
Businesses wanting transparent pricing with hands-on support.
Large global payments provider serving enterprise and omnichannel businesses across online and in-person channels.
Larger and enterprise businesses with omnichannel and global needs.
Payments provider (a U.S. Bank company) serving businesses across many industries with online, in-person, and POS options.
Businesses wanting a bank-backed payment provider across multiple industries.
Large financial technology company providing payments and POS solutions (including Clover) to businesses and banking partners.
Enterprise businesses and partners needing broad payments infrastructure.
Mobile and countertop payments solution aimed at small in-person businesses, with a published flat-rate option.
Small businesses and mobile sellers accepting in-person payments.
Merchant services provider focused on small businesses with interchange-plus pricing and personal support.
Small businesses that value fair pricing and personal support.
Stax-family payment brand currently presenting an interchange-plus offer through its own merchant-facing site.
Businesses evaluating Payment Depot’s current interchange-plus pricing presentation.
Payments integrated with QuickBooks accounting, with invoicing, recurring payments, and automatic reconciliation.
QuickBooks users, professional services, and invoice-based businesses.
Publicly traded payment processor and acquirer with the SkyTab POS platform, serving restaurants, hospitality, stadiums, and large-venue merchants.
Restaurants, hospitality businesses, and large venues needing integrated payments and a full-featured POS.
Merchant services provider (a Global Payments company) offering payments, POS, and business software to small and mid-sized businesses across many industries.
Small and mid-sized businesses wanting merchant services with support and a broad feature set.
Publicly traded payments technology company providing acquiring, processing, and commerce solutions globally through enterprise and partner channels.
Enterprise businesses and technology partners needing global acquiring and broad payment infrastructure.
Payment processor and ISO serving small and mid-sized businesses directly and through reseller channels, with in-person and online payment acceptance.
Small and mid-sized businesses looking for merchant services through a direct or ISO reseller channel.
Restaurant and hospitality POS system and payments platform developed by Shift4, offering tableside ordering, online ordering, and integrated payment processing.
Restaurants, bars, and hospitality businesses seeking a POS with integrated payment processing through Shift4.
Restaurant and retail payments and business management platform offering POS, payment processing, online ordering, and merchant services.
Restaurants and retail businesses seeking an integrated POS and payment management platform.
Restaurant-specific iPad POS platform with integrated payment processing, floor plan management, online ordering, and reservation tools.
Restaurants and food service businesses wanting a purpose-built restaurant POS with integrated payments.
Global payment technology company providing payment acceptance, risk management, and payout solutions for online businesses, software platforms, and regulated industries.
Online businesses, software platforms, and merchants in regulated or complex industries needing global payment acceptance.
B2B payment platform for software companies and online businesses, offering global payment acceptance, invoicing, and subscription management.
Software companies, SaaS platforms, and B2B merchants needing global payment acceptance and invoicing.
Canada's largest payment processor — a joint venture of Royal Bank of Canada and Bank of Montreal — offering in-person, online, and mobile payment solutions for Canadian businesses.
Canadian businesses across retail, foodservice, and ecommerce needing a bank-backed payment processor.
Global payment gateway and acquiring platform serving online businesses and scale-ups with direct acquiring, payment processing, and risk management in multiple currencies.
Growing and enterprise online businesses needing global payment acceptance, direct acquiring, and API-first payment infrastructure.
Bank debit payment platform enabling businesses to collect ACH (US), BACS (UK), and SEPA (EU) payments for recurring billing, subscriptions, and variable direct debit.
Subscription businesses, SaaS, and professional services collecting recurring payments via bank debit rather than card.
Payment gateway and payment technology platform providing white-label gateway services to ISOs, payment facilitators, and independent sales agents.
ISOs, resellers, and payment facilitators building payment solutions on a flexible gateway platform.
Payments and client management platform for service businesses, with ACH, credit card acceptance, recurring billing, invoicing, and scheduling tools.
Service businesses, professionals, and fitness or health businesses wanting an integrated billing and client management system.
Merchant services provider offering credit card processing and payment solutions to small and mid-sized businesses across a range of industries.
Small and mid-sized businesses looking for traditional merchant services with interchange-plus pricing options.
Merchant account provider for businesses that have difficulty getting approved by standard processors, including international merchants and those in industries with limited processor options.
Businesses that have been declined by standard processors, including international merchants and those in industries with few processor options.
Merchant account provider for businesses that have difficulty getting approved by standard processors, offering payment processing, chargeback management tools, and offshore account options.
Ecommerce businesses in industries that standard processors often decline, particularly those who want chargeback management tools alongside processing.
Payment gateway and merchant account provider for businesses that may have difficulty getting approved by standard processors. Routes transactions across multiple processing accounts as part of its multi-account gateway setup.
Ecommerce businesses that need a dedicated payment gateway designed to stay active even if one processing account is suspended, with built-in chargeback management.
Merchant account provider for businesses that need a more involved approval process, working with multiple banks to find processing options.
Businesses that have difficulty getting approved by standard processors and need a provider experienced with more involved account setups.
Payments provider that publicly lists compounding pharmacies and prescription fulfillment among the verticals it says it underwrites.
Compounding pharmacy and prescription fulfillment businesses that need to verify category-specific underwriting conditions.