Provider Directory

Provider Directory

Browse and compare payment processors. Filter by business type, pricing model, and country. Each profile shows what we found from public sources and what still needs direct verification.

Understanding Pricing Models

Fixed percentage + per-transaction fee regardless of card type.

Card network's interchange cost plus a published markup.

Monthly subscription fee for access to interchange pass-through rates.

Custom rates set per merchant — not publicly listed.

Learn more about pricing models

Showing 43 of 43 providers

Stripe

Public Pricing
Flat-Rate
Comprehensively Reviewed

Developer-first payments platform for online, mobile, and marketplace businesses, with APIs, recurring billing (Stripe Billing), and in-person acceptance via Stripe Terminal.

Best For

Online businesses, SaaS, and marketplaces that want API-first payments and recurring billing.

Online payments
Subscription billing
Developer-friendly
+1 more

Square

Public Pricing
Flat-Rate
Comprehensively Reviewed

All-in-one payments and POS platform popular with small and mid-sized in-person businesses, with online tools via Square Online.

Best For

Retail, restaurants, salons, and service businesses that sell in person and online.

In-person payments
POS available
Public pricing
+1 more

PayPal

Public Pricing
Flat-Rate
Comprehensively Reviewed

Widely recognized online payments brand with checkout, invoicing, subscriptions, and in-person acceptance via PayPal Zettle.

Best For

Ecommerce sellers and businesses that want a trusted, familiar online checkout option.

Online payments
Recognized brand
Subscription billing
+1 more

Braintree

Public Pricing
Flat-Rate
Comprehensively Reviewed

A PayPal service providing a payments gateway and APIs for online and mobile businesses, marketplaces, and platforms, with recurring billing support.

Best For

Online and mobile businesses, marketplaces, and platforms wanting a flexible gateway with recurring billing.

Online payments
Subscription billing
Developer-friendly
+1 more

Shopify Payments

Public Pricing
Flat-Rate
Comprehensively Reviewed

Built-in payment processing for Shopify stores, with in-person sales through Shopify POS and no third-party transaction fees on supported plans.

Best For

Shopify merchants selling online and in person.

Ecommerce
POS available
Public pricing
+1 more

Helcim

Public Pricing
Interchange-Plus
Comprehensively Reviewed

Payments provider known for transparent, published interchange-plus pricing with automatic volume discounts for small and mid-sized businesses.

Best For

Small and mid-sized businesses wanting transparent interchange-plus pricing.

Transparent pricing
Interchange-plus
In-person payments
+1 more

Toast

Public Pricing
Quote-Based
Comprehensively Reviewed

Restaurant-focused POS and payments platform with purpose-built hardware, online ordering, and back-of-house tools.

Best For

Restaurants, cafes, bars, and food-service businesses.

Restaurant POS
In-person payments
Hardware available

Clover

Quote-Based
Comprehensively Reviewed

POS hardware and software platform (a Fiserv brand) used across retail and food service, often sold through banks and resellers.

Best For

Retail, restaurants, and service businesses wanting an all-in-one POS with an app marketplace.

POS available
In-person payments
Hardware available

Lightspeed Payments

Quote-Based
Comprehensively Reviewed

Integrated payments within the Lightspeed retail and hospitality POS platform.

Best For

Retail and hospitality businesses using Lightspeed POS.

POS available
Retail focus
In-person payments

Stax

Public Pricing
Membership
Comprehensively Reviewed

Subscription-style (membership) pricing platform aimed at established, higher-volume businesses that want to reduce per-transaction margins.

Best For

Established businesses with steady, higher volume that prefer membership pricing.

Membership pricing
Higher volume
Public pricing

Dharma Merchant Services

Public Pricing
Interchange-Plus
Comprehensively Reviewed

Values-driven merchant services provider with transparent, published interchange-plus pricing and nonprofit-friendly rates.

Best For

Established businesses and nonprofits valuing ethical, transparent pricing.

Transparent pricing
Nonprofit-friendly
Public pricing

Authorize.net

Public Pricing
Quote-Based
Comprehensively Reviewed

Long-established payment gateway (a Visa solution) for accepting online and card-not-present payments, with recurring billing tools.

Best For

Ecommerce and businesses needing a stable, widely supported gateway.

Online payments
Gateway
Subscription billing
+1 more

Adyen

Public Pricing
Interchange-Plus
Comprehensively Reviewed

Enterprise-grade global payments platform supporting unified online, in-person, and international (omnichannel) sales.

Best For

Larger and global businesses needing unified omnichannel payments.

Global coverage
Omnichannel
Enterprise
+1 more

Chase Payment Solutions

Quote-Based
Comprehensively Reviewed

Payment processing from a major U.S. bank (Chase), with funds deposited to a Chase business account and integrated banking.

Best For

Businesses wanting processing integrated with Chase business banking and fast access to funds.

Bank-integrated
In-person payments
POS available

National Processing

Public Pricing
Interchange-Plus
Comprehensively Reviewed

Merchant services provider offering interchange-plus pricing and industry-specific plans across many verticals.

Best For

Small and mid-sized businesses across a range of industries.

Interchange-plus
Range of industries
Public pricing

PaymentCloud

Quote-Based
Comprehensively Reviewed

Merchant services provider that works with a wide range of business types, including more complex approval categories, with tailored onboarding.

Best For

Businesses whose approval considerations are more complex and need tailored setup and support.

Tailored onboarding
Range of business types
Dedicated support

Payline

Public Pricing
Interchange-Plus
Comprehensively Reviewed

Merchant services provider offering interchange-plus pricing for online and in-person sales, with nonprofit-friendly options.

Best For

Small and mid-sized businesses wanting transparent pricing and support.

Interchange-plus
Transparent pricing
Public pricing

Host Merchant Services

Public Pricing
Interchange-Plus
Basic Profile

Merchant services provider emphasizing interchange-plus pricing, free gateway options, and hands-on customer support.

Best For

Businesses wanting transparent pricing with hands-on support.

Interchange-plus
Hands-on support
Public pricing

Worldpay

Quote-Based
Basic Profile

Large global payments provider serving enterprise and omnichannel businesses across online and in-person channels.

Best For

Larger and enterprise businesses with omnichannel and global needs.

Global coverage
Enterprise
Omnichannel

Elavon

Quote-Based
Basic Profile

Payments provider (a U.S. Bank company) serving businesses across many industries with online, in-person, and POS options.

Best For

Businesses wanting a bank-backed processor across multiple industries.

Bank-backed
In-person payments
Multi-industry

Fiserv

Quote-Based
Basic Profile

Large financial technology company providing payments and POS solutions (including Clover) to businesses and banking partners.

Best For

Enterprise businesses and partners needing broad payments infrastructure.

Enterprise
Payments infrastructure
POS available

Payanywhere

Public Pricing
Flat-Rate
Comprehensively Reviewed

Mobile and countertop payments solution aimed at small in-person businesses, with a published flat-rate option.

Best For

Small businesses and mobile sellers accepting in-person payments.

In-person payments
Mobile-friendly
Public pricing

Gravity Payments

Interchange-Plus
Comprehensively Reviewed

Merchant services provider focused on small businesses with interchange-plus pricing and personal support.

Best For

Small businesses that value fair pricing and personal support.

Small-business focus
Personal support
In-person payments

Payment Depot

Public Pricing
Membership
Comprehensively Reviewed

Membership-style (wholesale) pricing provider aimed at businesses with steady processing volume.

Best For

Higher-volume businesses wanting wholesale/membership pricing.

Membership pricing
Higher volume
Public pricing

QuickBooks Payments

Public Pricing
Flat-Rate
Comprehensively Reviewed

Payments integrated with QuickBooks accounting, with invoicing, recurring payments, and automatic reconciliation.

Best For

QuickBooks users, professional services, and invoice-based businesses.

Accounting integration
Invoicing
Subscription billing
+1 more

Shift4

Quote-Based
Comprehensively Reviewed

Publicly traded payment processor and acquirer with the SkyTab POS platform, serving restaurants, hospitality, stadiums, and large-venue merchants.

Best For

Restaurants, hospitality businesses, and large venues needing integrated payments and a full-featured POS.

Restaurant-focused
Hospitality POS
In-person payments
+1 more

Heartland

Interchange-Plus
Comprehensively Reviewed

Merchant services provider (a Global Payments company) offering payments, POS, and business software to small and mid-sized businesses across many industries.

Best For

Small and mid-sized businesses wanting merchant services with support and a broad feature set.

Small-business focus
Interchange-plus pricing
In-person payments
+1 more

Global Payments

Quote-Based
Basic Profile

Publicly traded payments technology company providing acquiring, processing, and commerce solutions globally through enterprise and partner channels.

Best For

Enterprise businesses and technology partners needing global acquiring and broad payment infrastructure.

Global coverage
Enterprise
Omnichannel
+1 more

North American Bancard

Interchange-Plus
Basic Profile

Payment processor and ISO serving small and mid-sized businesses directly and through reseller channels, with in-person and online payment acceptance.

Best For

Small and mid-sized businesses looking for merchant services through a direct or ISO reseller channel.

In-person payments
ISO/reseller channel
Small-business focus

SkyTab

Quote-Based
Basic Profile

Restaurant and hospitality POS system and payments platform developed by Shift4, offering tableside ordering, online ordering, and integrated payment processing.

Best For

Restaurants, bars, and hospitality businesses seeking a POS with integrated payment processing through Shift4.

Restaurant POS
Hospitality-focused
In-person payments
+1 more

SpotOn

Quote-Based
Basic Profile

Restaurant and retail payments and business management platform offering POS, payment processing, online ordering, and merchant services.

Best For

Restaurants and retail businesses seeking an integrated POS and payment management platform.

Restaurant-focused
POS available
In-person payments
+1 more

TouchBistro

Quote-Based
Basic Profile

Restaurant-specific iPad POS platform with integrated payment processing, floor plan management, online ordering, and reservation tools.

Best For

Restaurants and food service businesses wanting a purpose-built restaurant POS with integrated payments.

Restaurant POS
iPad POS
In-person payments
+1 more

Nuvei

Quote-Based
Basic Profile

Global payment technology company providing payment acceptance, risk management, and payout solutions for online businesses, software platforms, and regulated industries.

Best For

Online businesses, software platforms, and merchants in regulated or complex industries needing global payment acceptance.

Global coverage
Online payments
Platform-focused
+1 more

BlueSnap

Quote-Based
Basic Profile

B2B payment platform for software companies and online businesses, offering global payment acceptance, invoicing, and subscription management.

Best For

Software companies, SaaS platforms, and B2B merchants needing global payment acceptance and invoicing.

B2B payments
SaaS-friendly
Global coverage
+1 more

Moneris

Quote-Based
Basic Profile

Canada's largest payment processor — a joint venture of Royal Bank of Canada and Bank of Montreal — offering in-person, online, and mobile payment solutions for Canadian businesses.

Best For

Canadian businesses across retail, foodservice, and ecommerce needing a bank-backed payment processor.

Canada-focused
Bank-backed
In-person payments
+1 more

Checkout.com

Quote-Based
Basic Profile

Global payment gateway and acquiring platform serving online businesses and scale-ups with direct acquiring, payment processing, and risk management in multiple currencies.

Best For

Growing and enterprise online businesses needing global payment acceptance, direct acquiring, and API-first payment infrastructure.

Global coverage
Online payments
API-first
+1 more

GoCardless

Public Pricing
Flat-Rate
Basic Profile

Bank debit payment platform enabling businesses to collect ACH (US), BACS (UK), and SEPA (EU) payments for recurring billing, subscriptions, and variable direct debit.

Best For

Subscription businesses, SaaS, and professional services collecting recurring payments via bank debit rather than card.

Bank debit / ACH
Recurring billing
Subscription billing
+2 more

NMI

Quote-Based
Basic Profile

Payment gateway and payment technology platform providing white-label gateway services to ISOs, payment facilitators, and independent sales agents.

Best For

ISOs, resellers, and payment facilitators building payment solutions on a flexible gateway platform.

Payment gateway
ISO/reseller channel
White-label platform

PaySimple

Public Pricing
Flat-Rate
Basic Profile

Payments and client management platform for service businesses, with ACH, credit card acceptance, recurring billing, invoicing, and scheduling tools.

Best For

Service businesses, professionals, and fitness or health businesses wanting an integrated billing and client management system.

Service businesses
ACH payments
Recurring billing
+2 more

Merchant One

Interchange-Plus
Basic Profile

Merchant services provider offering credit card processing and payment solutions to small and mid-sized businesses across a range of industries.

Best For

Small and mid-sized businesses looking for traditional merchant services with interchange-plus pricing options.

Small-business focus
Interchange-plus available
In-person payments

Durango Merchant Services

Quote-Based
Basic Profile

Merchant account provider specializing in high-risk and hard-to-place merchant accounts, including international businesses and industries with limited processor options.

Best For

High-risk businesses, international merchants, and businesses that have been declined by standard processors.

High-risk specialist
International accounts
Hard-to-place businesses

eMerchantBroker

Quote-Based
Basic Profile

Merchant account provider focused on high-risk industries, offering payment processing, chargeback management, and offshore account options for difficult-to-place businesses.

Best For

High-risk businesses, particularly ecommerce merchants in industries declined by standard processors.

High-risk specialist
Chargeback management
Ecommerce-focused

Easy Pay Direct

Quote-Based
Basic Profile

High-risk payment gateway and merchant account provider using load-balancing technology to distribute transactions across multiple processing accounts for business continuity.

Best For

High-risk ecommerce businesses needing a dedicated gateway with load-balancing and chargeback management.

High-risk specialist
Load-balancing gateway
Ecommerce-focused