Soar Payments

Quote-Based

Merchant account provider for businesses that need a more involved approval process, working with multiple banks to find processing options.

High-risk specialist
Ecommerce-focused
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Visit Soar Payments WebsiteEstimate Processing Costs

At a Glance

Pricing Model
Quote-based
Public Pricing
Quote only
Online Payments
Supported
In-Person Payments
Supported
Ecommerce
Supported
POS System
No
Payment Hardware
No
Recurring Billing
Supported
Countries
United States
Best For
Businesses that have difficulty getting approved by standard processors and need a provider experienced with more involved account setups.

Research by Business Need

Research for your type of business

See what we've found for specific industries and what you should verify before applying.

View research details

Approval Considerations

Specializes in high-risk underwriting; approval is not guaranteed. Verify directly with Soar Payments.

Restricted Business Policy

Soar Payments works with high-risk industries; verify their accepted categories directly.

Pricing & Terms

Pricing Model
Quote-based
Monthly Fee
Needs verification
In-Person Rate
Needs verification
Online Rate
Needs verification
Contract
Needs verification
Payout Speed
Needs verification
Public Pricing
Needs verification

Capabilities

Online Payments
Yes
In-Person
Yes
POS System
No
Hardware
No
Ecommerce
Yes
Recurring Billing
Yes

Business Match

Best For
Businesses that have difficulty getting approved by standard processors and need a provider experienced with more involved account setups.
Not Ideal For
Standard-risk businesses that qualify for mainstream processors with published pricing.
Business Types
high-complexity
Countries
United States
Key Integrations
Needs verification

Research Sources & Data Status

Data Status

Last reviewed
Reviewed about 1 month ago
July 4, 2026
Public sources
1
Unconfirmed fields
6

Sources Reviewed

Hover any source to see the full URL.

Research Status

Limited research coverage

ProcessorFit has created a limited public-research profile. Some details may not yet be reviewed against the full framework.

Last reviewed

August 9, 2026

Profile coverage confidence

Medium

Reflects overall profile completeness, not individual finding confidence

Included in

Fit Check

Still being researched

  • Processing rates
  • Contract terms
  • Legal entity name (conflicting first-party evidence — AltruPay LLC vs Soar Payments LLC)
  • Gateway availability by merchant type

Pricing source: Needs verification — contact provider directly

All Soar Payments information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.

Also Worth Comparing

These providers share relevant characteristics such as merchant type, industry fit, pricing model, or approval complexity.

PaymentCloud
Quote-Based
Comprehensively Reviewed

Businesses that need a more involved approval process and want personalized onboarding and dedicated support.

Providers shown here share relevant characteristics derived from public research — merchant type, industry fit, pricing model, or approval complexity. ProcessorFit does not sell placement. Providers cannot purchase placement in this section. Learn about our methodology.

Research by Business Need

Research for your type of business

See what we've found for specific industries and what you should verify before applying. Findings apply to the specific situation researched — they are not a general assessment of Soar Payments.

Industry Context

Travel & Tourism

Verify before applying4 findings

Soar Payments publishes affirmative evidence that it works with specified US Travel businesses — but that is not merchant-specific approval.

Question to ask before applying:

"We are a [specify your Travel business type — e.g. travel agency, tour operator, timeshare] based in the US. Is our specific Travel business type currently eligible to apply through Soar? Which acquiring bank would underwrite our account, and can you confirm the ARC/surety bond requirement, the reserve percentage, the chargeback threshold, and the reserve-release schedule that bank would apply?"

Industry Context

Nutraceuticals & Supplements

Additional review required5 findings

Soar Payments describes Nutra sales channels and conditions that affect recurring offers.

Question to ask before applying:

Does my exact product, sales channel, subscription length, rebill disclosure, cancellation flow, and any trial or introductory offer meet Soar Payments’ current Nutraceutical criteria?

Industry Context

Debt Collection & Collection Agencies

Verify before applying3 findings

Editorially Independent — ProcessorFit does not accept payment for rankings or recommendations. Every provider profile is researched independently using publicly available information. Editorial Policy · Research Methodology

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