QuickBooks Payments

Public Pricing
Flat-Rate

Payments integrated with QuickBooks accounting, with invoicing, recurring payments, and automatic reconciliation.

Quick Answer

QuickBooks Payments is the integrated payment option for QuickBooks accounting users. Its strongest fit is professional services, freelancers, and invoice-based businesses that want payment reconciliation built into their accounting workflow. It is less compelling for businesses not already using QuickBooks.

Accounting integration
Invoicing
Subscription billing
Public pricing
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At a Glance

Pricing Model
Flat-rate
Public Pricing
Available
Online Payments
Supported
In-Person Payments
Supported
Ecommerce
Supported
POS System
No
Payment Hardware
Available
Recurring Billing
Supported
Countries
United States
Best For
QuickBooks users, professional services, and invoice-based businesses.

Approval Considerations

Tied to an Intuit account; underwriting applies. Approval considerations vary — verify directly.

Pricing & Terms

Pricing Model
Flat-rate
Monthly Fee
Per-transaction pricing (with optional monthly plan) published on Intuit's site; varies by payment type. Verify current rates directly.
In-Person Rate
Card-present pricing published on Intuit's site. Verify current rates directly.
Online Rate
Invoiced/keyed and ACH pricing published on Intuit's site. Verify current rates directly.
Contract
Tied to an Intuit account; no separate long-term processing contract advertised. Confirm current terms directly.
Payout Speed
Next-day deposits are advertised, with instant deposit options that may carry a fee; verify current terms.
Public Pricing
View pricing page

Capabilities

Online Payments
Yes
In-Person
Yes
POS System
No
Hardware
Yes
Ecommerce
Yes
Recurring Billing
Yes

Business Match

Best For
QuickBooks users, professional services, and invoice-based businesses.
Not Ideal For
Businesses not using QuickBooks accounting.
Business Types
professional-services
ecommerce
saas
nonprofits
Countries
United States
Key Integrations
QuickBooks Online, QuickBooks Desktop

Research Sources & Data Status

Data Status

Last reviewed
Reviewed about 3 months ago
June 16, 2026
Public sources
2
Unconfirmed fields
1

Sources Reviewed

Hover any source to see the full URL.

Research Status

Comprehensively Reviewed

Tracked material fields reviewed against the full public-research framework. Verify current details directly with the provider.

Tracked material fields reviewed from public sources. Verify current details directly with the provider.

Last reviewed

June 16, 2026

Profile coverage confidence

High

Reflects overall profile completeness, not individual finding confidence

Included in

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What has been reviewed

  • Provider name, website, and business identity
  • Core capabilities (payments, POS, hardware, integrations)
  • Pricing model and public pricing availability
  • Business types served and geographic availability
  • Approval considerations and restricted business language

Pricing source: Official provider website

All QuickBooks Payments information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.

Learn the Fundamentals

Guides to help you evaluate QuickBooks Payments in context.

Payment Terms to Know

Key terms relevant to evaluating QuickBooks Payments.

Frequently Asked Questions

What is the main advantage of QuickBooks Payments for QuickBooks users?

QuickBooks Payments integrates directly with QuickBooks Online and QuickBooks Desktop, so payments received through invoices are automatically recorded and reconciled in the accounting system. This eliminates manual reconciliation work for businesses that invoice clients and use QuickBooks for bookkeeping. The integration is the primary reason to choose QuickBooks Payments over a standalone processor.

Does QuickBooks Payments support ACH bank transfers?

Yes. QuickBooks Payments supports ACH bank transfer payments in addition to credit and debit cards. ACH payments typically carry lower fees than card transactions, making them attractive for businesses with larger invoices. ACH pricing and processing times should be verified directly with Intuit.

What processing rates does QuickBooks Payments charge?

QuickBooks Payments uses flat-rate pricing with rates that vary by transaction type — card-present (swiped), invoiced (card-not-present), ACH, and Instant Deposit. Rates are published on Intuit's QuickBooks Payments pricing page. Verify current rates directly, as they may change.

Does QuickBooks Payments support recurring billing?

Yes. QuickBooks Payments supports recurring billing for subscription and retainer-based businesses. Recurring payment schedules can be set up within QuickBooks. Verify current recurring billing features and any limitations directly with Intuit.

Is QuickBooks Payments a good fit for retail or restaurant businesses?

QuickBooks Payments is less well-suited to high-volume in-person retail or restaurant environments. It lacks the dedicated POS features (table management, inventory-heavy retail workflows) that purpose-built platforms like Square, Toast, or Clover provide. It is most effective for businesses that primarily invoice clients or handle a modest number of in-person transactions.

Also Worth Comparing

These providers share relevant characteristics such as merchant type, industry fit, pricing model, or approval complexity.

Square
Flat-Rate
Comprehensively Reviewed

Retail, restaurants, salons, and service businesses that sell in person and online.

Stripe
Flat-Rate
Comprehensively Reviewed

Online businesses, SaaS, and marketplaces that want API-first payments and recurring billing.

Providers shown here share relevant characteristics derived from public research — merchant type, industry fit, pricing model, or approval complexity. ProcessorFit does not sell placement. Providers cannot purchase placement in this section. Learn about our methodology.

Editorially Independent — ProcessorFit does not accept payment for rankings or recommendations. Every provider profile is researched independently using publicly available information. Editorial Policy · Research Methodology

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