Easy Pay Direct

Quote-Based

Payment gateway and merchant account provider for businesses that may have difficulty getting approved by standard processors. Routes transactions across multiple processing accounts as part of its multi-account gateway setup.

High-risk specialist
Multi-account gateway
Ecommerce-focused
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Visit Easy Pay Direct WebsiteEstimate Processing Costs

At a Glance

Pricing Model
Quote-based
Public Pricing
Quote only
Online Payments
Supported
In-Person Payments
No
Ecommerce
Supported
POS System
No
Payment Hardware
No
Recurring Billing
Supported
Countries
United States
Best For
Ecommerce businesses that need a dedicated payment gateway designed to stay active even if one processing account is suspended, with built-in chargeback management.

Research by Business Need

Research for your type of business

See what we've found for specific industries and what you should verify before applying.

View research details

Approval Considerations

Specializes in high-risk underwriting using a load-balancing model. Approval is not guaranteed — verify directly.

Restricted Business Policy

Easy Pay Direct accepts a range of high-risk industries; verify their accepted categories directly.

Pricing & Terms

Pricing Model
Quote-based
Monthly Fee
Pricing is quote-based and varies based on business type and risk level; verify directly with Easy Pay Direct.
In-Person Rate
Needs verification
Online Rate
Online rates vary by account and risk classification; verify directly.
Contract
Contract terms vary by account; verify directly with Easy Pay Direct.
Payout Speed
Needs verification
Public Pricing
Needs verification

Capabilities

Online Payments
Yes
In-Person
No
POS System
No
Hardware
No
Ecommerce
Yes
Recurring Billing
Yes

Business Match

Best For
Ecommerce businesses that need a dedicated payment gateway designed to stay active even if one processing account is suspended, with built-in chargeback management.
Not Ideal For
Standard-risk businesses that qualify for mainstream processors, or in-person retail needing POS hardware.
Business Types
high-complexity
ecommerce
Countries
United States
Key Integrations
Popular ecommerce platforms, Shopping carts, Subscription billing tools

Research Sources & Data Status

Data Status

Last reviewed
Reviewed about 1 month ago
July 4, 2026
Public sources
1
Unconfirmed fields
3

Sources Reviewed

Hover any source to see the full URL.

Research Status

Limited research coverage

ProcessorFit has created a limited public-research profile. Some details may not yet be reviewed against the full framework.

Last reviewed

June 16, 2026

Profile coverage confidence

Medium

Reflects overall profile completeness, not individual finding confidence

Included in

Fit Check

Still being researched

  • Processing rates
  • Load-balancing details
  • Contract terms

Pricing source: Needs verification — contact provider directly

All Easy Pay Direct information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.

Also Worth Comparing

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Durango Merchant Services
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Businesses that have been declined by standard processors, including international merchants and those in industries with few processor options.

eMerchantBroker
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Limited research coverage

Ecommerce businesses in industries that standard processors often decline, particularly those who want chargeback management tools alongside processing.

Providers shown here share relevant characteristics derived from public research — merchant type, industry fit, pricing model, or approval complexity. ProcessorFit does not sell placement. Providers cannot purchase placement in this section. Learn about our methodology.

Research by Business Need

Research for your type of business

See what we've found for specific industries and what you should verify before applying. Findings apply to the specific situation researched — they are not a general assessment of Easy Pay Direct.

Industry Context

Nutraceuticals & Supplements

Verify before applying2 findings

Easy Pay Direct addresses Nutra brands and several continuity models, including subscription, autoship, trial-to-continuity, and recurring offers.

Question to ask before applying:

Does Easy Pay Direct currently underwrite my exact products, claims, fulfillment model, and subscription, autoship, trial-to-continuity, or recurring offer?

Industry Context

Debt Collection & Collection Agencies

Verify before applying2 findings

Industry Context

Subscription & Recurring Payment Processing

Additional review required4 findings

Editorially Independent — ProcessorFit does not accept payment for rankings or recommendations. Every provider profile is researched independently using publicly available information. Editorial Policy · Research Methodology

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