Clover

Quote-Based

POS hardware and software platform (a Fiserv brand) used across retail and food service, often sold through banks and resellers.

Quick Answer

Clover is a POS hardware and software platform (a Fiserv brand) suited to retail, restaurant, and service businesses wanting a feature-rich POS with an app marketplace. Because Clover is often sold through banks and independent resellers, pricing, processing rates, and contract terms can vary significantly by source — careful comparison is essential.

POS available
In-person payments
Hardware available
Start Fit Check

Use Fit Check to identify providers that may deserve closer research.

Visit Clover WebsiteEstimate Processing Costs

At a Glance

Pricing Model
Quote-based
Public Pricing
Quote only
Online Payments
Supported
In-Person Payments
Supported
Ecommerce
Supported
POS System
Available
Payment Hardware
Available
Recurring Billing
No
Countries
United States, Canada
Best For
Retail, restaurants, and service businesses wanting an all-in-one POS with an app marketplace.

Approval Considerations

Often sold through banks and resellers, so terms and approval considerations vary. Verify directly.

Pricing & Terms

Pricing Model
Quote-based
Monthly Fee
Plans and hardware pricing vary by reseller or bank and are often quote-based. Verify directly.
In-Person Rate
Processing rates vary by reseller or bank; often quote-based. Verify directly.
Online Rate
Online rates vary by reseller or bank; often quote-based. Verify directly.
Contract
Often sold via banks and resellers, so contract terms vary. Verify directly.
Payout Speed
Needs verification
Public Pricing
Needs verification

Capabilities

Online Payments
Yes
In-Person
Yes
POS System
Yes
Hardware
Yes
Ecommerce
Yes
Recurring Billing
No

Business Match

Best For
Retail, restaurants, and service businesses wanting an all-in-one POS with an app marketplace.
Not Ideal For
Online-only businesses without in-person sales.
Business Types
retail
restaurants
coffee-shops
salons
professional-services
Countries
United States
Canada
Key Integrations
Clover App Market, Fiserv services

Research Sources & Data Status

Data Status

Last reviewed
Reviewed about 1 month ago
June 16, 2026
Public sources
2
Unconfirmed fields
3

Sources Reviewed

Hover any source to see the full URL.

Research Status

Comprehensively Reviewed

Tracked material fields reviewed against the full public-research framework. Verify current details directly with the provider.

Tracked material fields reviewed from public sources. Verify current details directly with the provider.

Last reviewed

June 16, 2026

Next review due

December 16, 2026

Data confidence

High

Included in

Fit CheckCalculatorComparisons

What has been reviewed

  • Provider name, website, and business identity
  • Core capabilities (payments, POS, hardware, integrations)
  • Pricing model and public pricing availability
  • Business types served and geographic availability
  • Approval considerations and restricted business language

Pricing source: Official provider website

All Clover information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.

Learn the Fundamentals

Guides to help you evaluate Clover in context.

Payment Terms to Know

Key terms relevant to evaluating Clover.

Frequently Asked Questions

Who actually sells Clover?

Clover is manufactured by Fiserv, but it is sold through multiple channels: directly from Clover, through banks (including many regional and community banks), and through independent sales organizations (ISOs). This means the processing rates, software plan pricing, hardware pricing, and contract terms you receive can vary significantly depending on your source. Always compare offers from multiple channels.

What processing rates does Clover charge?

Processing rates for Clover depend on the reseller or bank through which you purchase. Some channels offer flat-rate pricing; others offer interchange-plus. Because Clover is not a single-source product, there is no universal published rate. Verify processing rates directly with whichever entity is selling and processing through your Clover device.

Does Clover require a contract?

Contract terms vary by sales channel. Some Clover setups sold through banks or ISOs include multi-year processing agreements and early termination fees — especially if hardware is financed. Read the full contract terms from your specific Clover seller carefully before signing.

What is the Clover App Market?

The Clover App Market is an ecosystem of third-party apps that extend Clover's functionality — covering categories like payroll, loyalty, reservations, inventory, and reporting. Some apps are free; others carry additional monthly fees. Evaluate which apps you need and their costs before committing to the Clover platform.

Is Clover a good fit for restaurants?

Clover has restaurant-specific hardware configurations and software plans. However, dedicated restaurant platforms like Toast and Lightspeed Restaurant offer deeper food-service-specific features (table mapping, kitchen display integration, course firing). Whether Clover fits a restaurant depends on the complexity of the operation and the specific Clover plan purchased. Verify restaurant feature availability directly.

Frequently Compared With

Merchants researching this provider frequently evaluate these alternatives.

Toast
Quote-Based
Comprehensively Reviewed

Restaurants, cafes, bars, and food-service businesses.

Square
Flat-Rate
Comprehensively Reviewed

Retail, restaurants, salons, and service businesses that sell in person and online.

Lightspeed Payments
Quote-Based
Comprehensively Reviewed

Retail and hospitality businesses using Lightspeed POS.

Heartland
Interchange-Plus
Comprehensively Reviewed

Small and mid-sized businesses wanting merchant services with support and a broad feature set.

Recommendations are based on merchant overlap, industry fit, pricing models, and business type — derived from public research. ProcessorFit does not sell placement. Providers cannot purchase recommendation placement. Learn about our methodology.

Sources checked

Verification note

Clover pricing varies significantly by plan selection, hardware, and reseller. Verify current terms directly at clover.com.

Editorially Independent — ProcessorFit does not accept payment for rankings or recommendations. Every provider profile is researched independently using publicly available information. Editorial Policy · Research Methodology

Found Outdated Information?

Help improve ProcessorFit by submitting a correction. Every verified update helps merchants make better payment processing decisions.