Long-established payment gateway (a Visa solution) for accepting online and card-not-present payments, with recurring billing tools.
Quick Answer
Authorize.net is a long-established payment gateway (a Visa solution) widely used for ecommerce and card-not-present payments. It works with many merchant accounts and processors. Merchants pay a gateway monthly fee and per-transaction fee on top of whatever processing rates their connected merchant account charges.
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Visit Authorize.net WebsiteEstimate Processing CostsAt a Glance
Works with many merchant accounts; underwriting varies by the connected account. Approval considerations vary — verify directly.
Research Sources & Data Status
Data Status
Research Status
Tracked material fields reviewed against the full public-research framework. Verify current details directly with the provider.
Tracked material fields reviewed from public sources. Verify current details directly with the provider.
Last reviewed
June 16, 2026
Profile coverage confidence
High
Reflects overall profile completeness, not individual finding confidence
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What has been reviewed
Pricing source: Official provider website
All Authorize.net information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.
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Key terms relevant to evaluating Authorize.net.
Authorize.net is a payment gateway — software that securely transmits card data to a payment processor. It is not a processor itself. You typically need a separate merchant account (and processor) alongside Authorize.net, although some resellers bundle a merchant account with the gateway. Verify what is included in your specific Authorize.net arrangement before applying.
Authorize.net charges a monthly gateway fee and a per-transaction gateway fee. These are in addition to your merchant account's processing rates (interchange, assessment fees, and processor margin). The gateway fees are published on Authorize.net's pricing page. Your total cost includes both the gateway fees and whatever processing rates your merchant account carries.
Yes. Authorize.net's Automated Recurring Billing (ARB) feature allows merchants to set up recurring charges on a schedule. The Customer Information Manager (CIM) stores tokenized payment data for future charges. Merchants with subscription businesses should verify that ARB's features meet their specific recurring billing requirements.
Yes. Authorize.net has integration plugins and APIs for WooCommerce, Magento, Shopify, BigCommerce, and most major shopping carts. It is widely supported across ecommerce platforms due to its long history and broad adoption. Verify current integration options and plugin availability for your specific platform.
Authorize.net supports card-present transactions through its virtual terminal and card reader peripherals, but it is primarily designed for online and card-not-present use cases. Businesses whose primary need is a full-featured in-person POS should evaluate dedicated POS platforms rather than relying on Authorize.net for in-person sales.
These providers share relevant characteristics such as merchant type, industry fit, pricing model, or approval complexity.
Online businesses, SaaS, and marketplaces that want API-first payments and recurring billing.
Small and mid-sized businesses wanting transparent interchange-plus pricing.
ISOs, resellers, and payment facilitators building payment solutions on a flexible gateway platform.
Providers shown here share relevant characteristics derived from public research — merchant type, industry fit, pricing model, or approval complexity. ProcessorFit does not sell placement. Providers cannot purchase placement in this section. Learn about our methodology.
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Verification note
Authorize.net pricing includes gateway fees and may involve a separate merchant account. Fee structures are subject to change. Verify current terms directly at authorize.net.
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