Lightspeed Payments

Quote-Based

Integrated payments within the Lightspeed retail and hospitality POS platform.

Quick Answer

Lightspeed Payments is the integrated payment solution within the Lightspeed retail and restaurant POS platform. It is relevant only for businesses that already use or plan to use Lightspeed's POS software. Pricing is typically quote-based and tied to a Lightspeed subscription.

POS available
Retail focus
In-person payments
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At a Glance

Pricing Model
Quote-based
Public Pricing
Quote only
Online Payments
Supported
In-Person Payments
Supported
Ecommerce
Supported
POS System
Available
Payment Hardware
Available
Recurring Billing
No
Countries
United States, Canada
Best For
Retail and hospitality businesses using Lightspeed POS.

Approval Considerations

Tied to the Lightspeed platform. Approval considerations vary — verify directly.

Pricing & Terms

Pricing Model
Quote-based
Monthly Fee
Tied to a Lightspeed subscription; processing pricing is typically quote-based. Verify directly.
In-Person Rate
Processing rates are typically quote-based and vary by plan; verify directly.
Online Rate
Online rates are typically quote-based and vary by plan; verify directly.
Contract
Tied to a Lightspeed subscription; terms vary by plan. Verify directly.
Payout Speed
Needs verification
Public Pricing
Needs verification

Capabilities

Online Payments
Yes
In-Person
Yes
POS System
Yes
Hardware
Yes
Ecommerce
Yes
Recurring Billing
No

Business Match

Best For
Retail and hospitality businesses using Lightspeed POS.
Not Ideal For
Businesses not using the Lightspeed platform.
Business Types
retail
restaurants
coffee-shops
Countries
United States
Canada
Key Integrations
Lightspeed Retail, Lightspeed Restaurant, Lightspeed eCom

Research Sources & Data Status

Data Status

Last reviewed
Reviewed about 3 months ago
June 16, 2026
Public sources
2
Unconfirmed fields
3

Sources Reviewed

Hover any source to see the full URL.

Research Status

Comprehensively Reviewed

Tracked material fields reviewed against the full public-research framework. Verify current details directly with the provider.

Tracked material fields reviewed from public sources. Verify current details directly with the provider.

Last reviewed

June 16, 2026

Profile coverage confidence

High

Reflects overall profile completeness, not individual finding confidence

Included in

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What has been reviewed

  • Provider name, website, and business identity
  • Core capabilities (payments, POS, hardware, integrations)
  • Pricing model and public pricing availability
  • Business types served and geographic availability
  • Approval considerations and restricted business language

Pricing source: Official provider website

All Lightspeed Payments information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.

Learn the Fundamentals

Guides to help you evaluate Lightspeed Payments in context.

Payment Terms to Know

Key terms relevant to evaluating Lightspeed Payments.

Frequently Asked Questions

Do I have to use Lightspeed Payments if I use Lightspeed POS?

Lightspeed typically encourages or requires use of Lightspeed Payments for integrated processing. Using a third-party processor may be restricted or carry additional fees depending on your Lightspeed plan and region. Verify the current processing options available with your specific Lightspeed subscription directly with Lightspeed.

What processing rates does Lightspeed Payments charge?

Lightspeed Payments rates are typically quote-based and vary by plan, processing volume, and region. Lightspeed does not publish a universal rate schedule for payment processing. Verify current processing rates during your sales conversation with Lightspeed.

Is Lightspeed a good fit for retail businesses?

Lightspeed Retail is a mature POS platform for multi-location retailers, specialty stores, and businesses with complex inventory needs. Lightspeed Payments integrates directly with the POS for a unified workflow. The platform is typically better suited to established retailers than to very small or brand-new operations.

Is Lightspeed a good fit for restaurants?

Lightspeed Restaurant is a dedicated POS product for food-service businesses, offering table management, floor plans, menu management, and kitchen display support. Lightspeed Payments processes transactions within this environment. Verify current restaurant-specific features and pricing with Lightspeed directly.

Does Lightspeed support ecommerce?

Lightspeed offers eCom as an add-on that connects the POS inventory with an online storefront. This allows unified inventory management across in-person and online channels. Ecommerce capabilities and pricing are an add-on to the core Lightspeed subscription. Verify current eCom plan options and fees directly with Lightspeed.

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Editorially Independent — ProcessorFit does not accept payment for rankings or recommendations. Every provider profile is researched independently using publicly available information. Editorial Policy · Research Methodology

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