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GoCardless

Public Pricing
Flat-Rate

Bank debit payment platform enabling businesses to collect ACH (US), BACS (UK), and SEPA (EU) payments for recurring billing, subscriptions, and variable direct debit.

Bank debit / ACH
Recurring billing
Subscription billing
Public pricing
Global coverage
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Visit GoCardless WebsiteEstimate Processing Costs

At a Glance

Pricing Model
Flat-rate
Public Pricing
Available
Online Payments
Supported
In-Person Payments
No
Ecommerce
Supported
POS System
No
Payment Hardware
No
Recurring Billing
Supported
Countries
United States, United Kingdom, Canada +2 more
Best For
Subscription businesses, SaaS, and professional services collecting recurring payments via bank debit rather than card.

Approval Considerations

Standard underwriting for bank debit applies. GoCardless focuses on established businesses with recurring billing needs — verify directly.

Pricing & Terms

Pricing Model
Flat-rate
Monthly Fee
Per-transaction pricing is published on GoCardless's website. No monthly fee on standard plans. Verify current rates directly.
In-Person Rate
GoCardless does not support in-person card payments. Bank debit only.
Online Rate
Per-transaction pricing for ACH and direct debit is published on GoCardless's pricing page. Verify current rates directly.
Contract
No long-term contract advertised on standard plans; verify current terms directly.
Payout Speed
ACH and direct debit payout timing varies by region and bank network; verify directly with GoCardless.
Public Pricing
View pricing page

Capabilities

Online Payments
Yes
In-Person
No
POS System
No
Hardware
No
Ecommerce
Yes
Recurring Billing
Yes

Business Match

Best For
Subscription businesses, SaaS, and professional services collecting recurring payments via bank debit rather than card.
Not Ideal For
Merchants needing card-present in-person payments, POS hardware, or primarily one-time card transactions.
Business Types
saas
professional-services
nonprofits
ecommerce
Countries
United States
United Kingdom
Canada
Europe
Australia
Key Integrations
Xero, QuickBooks, Salesforce, Zuora, Chargebee

Research Sources & Data Status

Data Status

Last reviewed
Reviewed about 1 month ago
July 4, 2026
Public sources
2
Unconfirmed fields
1
How we verify dataHow we verify provider dataReview methodology

Sources Reviewed

Official WebsitePricing

Hover any source to see the full URL.

Research Status

Limited research coverage

ProcessorFit has created a limited public-research profile. Some details may not yet be reviewed against the full framework.

Last reviewed

June 16, 2026

Profile coverage confidence

Medium

Reflects overall profile completeness, not individual finding confidence

Included in

Fit Check

Still being researched

  • Current per-transaction rates
  • Enterprise plan details

Pricing source: GoCardless pricing page (gocardless.com/pricing)

All GoCardless information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.

How ProcessorFit verifies provider informationData verification standards

Also Worth Comparing

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Online businesses, SaaS, and marketplaces that want API-first payments and recurring billing.

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Braintree
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Online and mobile businesses, marketplaces, and platforms wanting a flexible gateway with recurring billing.

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Providers shown here share relevant characteristics derived from public research — merchant type, industry fit, pricing model, or approval complexity. ProcessorFit does not sell placement. Providers cannot purchase placement in this section. Learn about our methodology.

Editorially Independent — ProcessorFit does not accept payment for rankings or recommendations. Every provider profile is researched independently using publicly available information. Editorial Policy · Research Methodology

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