Back to providers

SpotOn

Quote-Based

Restaurant and retail payments and business management platform offering POS, payment processing, online ordering, and merchant services.

Restaurant-focused
POS available
In-person payments
Business management platform
Start Fit Check

Use Fit Check to identify providers that may deserve closer research.

Visit SpotOn WebsiteEstimate Processing Costs

At a Glance

Pricing Model
Quote-based
Public Pricing
Quote only
Online Payments
Supported
In-Person Payments
Supported
Ecommerce
Supported
POS System
Available
Payment Hardware
Available
Recurring Billing
No
Countries
United States
Best For
Restaurants and retail businesses seeking an integrated POS and payment management platform.

Approval Considerations

Standard underwriting applies. Approval considerations vary — verify directly with SpotOn.

Pricing & Terms

Pricing Model
Quote-based
Monthly Fee
Software and payment processing pricing is arranged through SpotOn sales; quote-based. Verify directly.
In-Person Rate
Processing rates are quote-based; verify directly with SpotOn.
Online Rate
Online payment rates are quote-based; verify directly.
Contract
Contract terms vary by account and hardware agreement; verify directly.
Payout Speed
Needs verification
Public Pricing
Needs verification

Capabilities

Online Payments
Yes
In-Person
Yes
POS System
Yes
Hardware
Yes
Ecommerce
Yes
Recurring Billing
No

Business Match

Best For
Restaurants and retail businesses seeking an integrated POS and payment management platform.
Not Ideal For
Merchants wanting published self-serve pricing or a simple mobile payment reader without restaurant software.
Business Types
restaurants
retail
Countries
United States
Key Integrations
Restaurant management platforms, Online ordering systems

Research Sources & Data Status

Data Status

Last reviewed
Reviewed about 1 month ago
July 4, 2026
Public sources
2
Unconfirmed fields
3
How we verify dataHow we verify provider dataReview methodology

Sources Reviewed

Official Websitespoton.com

Hover any source to see the full URL.

Research Status

Limited research coverage

ProcessorFit has created a limited public-research profile. Some details may not yet be reviewed against the full framework.

Last reviewed

June 16, 2026

Profile coverage confidence

Medium

Reflects overall profile completeness, not individual finding confidence

Included in

Fit Check

Still being researched

  • Processing rates
  • Software pricing details
  • Contract terms

Pricing source: Needs verification — contact provider directly

All SpotOn information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.

How ProcessorFit verifies provider informationData verification standards

Also Worth Comparing

These providers share relevant characteristics such as merchant type, industry fit, pricing model, or approval complexity.

Toast
Quote-Based
Comprehensively Reviewed

Restaurants, cafes, bars, and food-service businesses.

CompareView Profile
Square
Flat-Rate
Comprehensively Reviewed

Retail, restaurants, salons, and service businesses that sell in person and online.

CompareView Profile

Providers shown here share relevant characteristics derived from public research — merchant type, industry fit, pricing model, or approval complexity. ProcessorFit does not sell placement. Providers cannot purchase placement in this section. Learn about our methodology.

Compare SpotOn

Side-by-side comparisons with similar providers.

Toast vs SpotonRestaurant-only specialization vs. hospitality versatilityRead comparison Spoton vs CloverDirect hospitality sales vs. ISO hardware ecosystemRead comparison Spoton vs SquareRestaurant loyalty specialist vs. flat-rate SMB platformRead comparison

Editorially Independent — ProcessorFit does not accept payment for rankings or recommendations. Every provider profile is researched independently using publicly available information. Editorial Policy · Research Methodology

Found Outdated Information?

Help improve ProcessorFit by submitting a correction. Every verified update helps merchants make better payment processing decisions.

Suggest an UpdateHow ProcessorFit Verifies Information

Continue Your Research

Pricing Model Guides
Interchange-Plus Pricing ExplainedFlat-Rate Pricing ExplainedMembership Pricing Explained
Merchant Statement Resources
How to Read a Merchant StatementHow to Calculate Your Effective RateCommon Credit Card Processing Fees
Related Providers
SquareShopify PaymentsHelcim
Research Tools
Estimate Processing Costs