National Processing

Public Pricing
Interchange-Plus

Merchant services provider offering interchange-plus pricing and industry-specific plans across many verticals.

Quick Answer

National Processing serves small and mid-sized businesses across a range of industries with interchange-plus pricing and industry-specific plans for retail, restaurants, ecommerce, and more. It publishes pricing publicly and works with both in-person and online businesses.

Interchange-plus
Range of industries
Public pricing
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At a Glance

Pricing Model
Interchange-plus
Public Pricing
Available
Online Payments
Supported
In-Person Payments
Supported
Ecommerce
Supported
POS System
Available
Payment Hardware
Available
Recurring Billing
Supported
Countries
United States
Best For
Small and mid-sized businesses across a range of industries.

Approval Considerations

Works with a range of business types; approval considerations vary by industry. Verify directly.

Pricing & Terms

Pricing Model
Interchange-plus
Monthly Fee
Interchange-plus plans published on National Processing's site; varies by plan and industry. Verify current rates directly.
In-Person Rate
Interchange-plus in-person pricing published on National Processing's site. Verify current rates directly.
Online Rate
Interchange-plus online pricing published on National Processing's site. Verify current rates directly.
Contract
Advertises no long-term contracts on standard plans; confirm current terms directly.
Payout Speed
Needs verification
Public Pricing
View pricing page

Capabilities

Online Payments
Yes
In-Person
Yes
POS System
Yes
Hardware
Yes
Ecommerce
Yes
Recurring Billing
Yes

Business Match

Best For
Small and mid-sized businesses across a range of industries.
Not Ideal For
Merchants who want a single-brand POS ecosystem only.
Business Types
retail
restaurants
professional-services
ecommerce
nonprofits
Countries
United States
Key Integrations
QuickBooks, Authorize.net, Popular shopping carts

Research Sources & Data Status

Data Status

Last reviewed
Reviewed about 3 months ago
June 16, 2026
Public sources
2
Unconfirmed fields
2

Sources Reviewed

Hover any source to see the full URL.

Research Status

Comprehensively Reviewed

Tracked material fields reviewed against the full public-research framework. Verify current details directly with the provider.

Tracked material fields reviewed from public sources. Verify current details directly with the provider.

Last reviewed

June 16, 2026

Profile coverage confidence

High

Reflects overall profile completeness, not individual finding confidence

Included in

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What has been reviewed

  • Provider name, website, and business identity
  • Core capabilities (payments, POS, hardware, integrations)
  • Pricing model and public pricing availability
  • Business types served and geographic availability
  • Approval considerations and restricted business language

Pricing source: Official provider website

All National Processing information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.

Learn the Fundamentals

Guides to help you evaluate National Processing in context.

Payment Terms to Know

Key terms relevant to evaluating National Processing.

Frequently Asked Questions

What pricing model does National Processing use?

National Processing uses interchange-plus pricing with published margins. It offers industry-specific rate plans for restaurants, retail, ecommerce, and other verticals. Monthly fees apply and vary by plan. Verify current rate structures and plan details directly on National Processing's website.

Does National Processing require a long-term contract?

National Processing advertises month-to-month agreements and no early termination fees on its standard plans. Verify current contract terms and cancellation policies directly with National Processing before signing.

What businesses does National Processing serve?

National Processing serves a range of business types including retail, restaurants, ecommerce, and professional services. It works with businesses across the United States. Some business categories may require additional underwriting review. Verify your business category's eligibility directly with National Processing.

Does National Processing support ecommerce?

Yes. National Processing offers ecommerce-specific plans that include a payment gateway for online transactions. Ecommerce rates and gateway options are published on its website. Verify current ecommerce plan features and pricing directly with National Processing.

How does National Processing compare to flat-rate processors?

National Processing's interchange-plus model means your cost reflects the actual interchange rate for each card type rather than a blended flat rate. This is typically more cost-efficient for businesses with higher average transaction values or card mixes that include rewards cards. Businesses processing very low volume may find flat-rate's simplicity preferable.

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Providers shown here share relevant characteristics derived from public research — merchant type, industry fit, pricing model, or approval complexity. ProcessorFit does not sell placement. Providers cannot purchase placement in this section. Learn about our methodology.

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Editorially Independent — ProcessorFit does not accept payment for rankings or recommendations. Every provider profile is researched independently using publicly available information. Editorial Policy · Research Methodology

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