Toast

Public Pricing
Quote-Based

Restaurant-focused POS and payments platform with purpose-built hardware, online ordering, and back-of-house tools.

Quick Answer

Toast is purpose-built for the food-service industry — restaurants, cafes, bars, and food trucks. Its integrated POS hardware, restaurant management software, online ordering, and back-of-house tools are designed specifically for food-service workflows. Businesses outside food service should evaluate other platforms.

Restaurant POS
In-person payments
Hardware available
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At a Glance

Pricing Model
Quote-based
Public Pricing
Available
Online Payments
Supported
In-Person Payments
Supported
Ecommerce
No
POS System
Available
Payment Hardware
Available
Recurring Billing
No
Countries
United States
Best For
Restaurants, cafes, bars, and food-service businesses.

Approval Considerations

Restaurant-focused onboarding. Approval considerations vary — verify directly.

Restricted Business Policy

Designed for food-service businesses; suitability for other categories should be verified directly.

Pricing & Terms

Pricing Model
Quote-based
Monthly Fee
Software plans (including a limited free tier) plus hardware costs; published on Toast's site. Pricing varies by configuration — verify directly.
In-Person Rate
Processing rates are quote-based and vary by plan; verify directly.
Online Rate
Online ordering rates vary by plan; verify directly.
Contract
Contract terms vary by plan and hardware financing; verify directly.
Payout Speed
Needs verification
Public Pricing
View pricing page

Capabilities

Online Payments
Yes
In-Person
Yes
POS System
Yes
Hardware
Yes
Ecommerce
No
Recurring Billing
No

Business Match

Best For
Restaurants, cafes, bars, and food-service businesses.
Not Ideal For
Pure ecommerce or non-restaurant businesses.
Business Types
restaurants
coffee-shops
Countries
United States
Key Integrations
Toast Online Ordering, Toast Payroll, Restaurant management tools

Research Sources & Data Status

Data Status

Last reviewed
Reviewed about 1 month ago
June 16, 2026
Public sources
2
Unconfirmed fields
1

Sources Reviewed

Hover any source to see the full URL.

Research Status

Comprehensively Reviewed

Tracked material fields reviewed against the full public-research framework. Verify current details directly with the provider.

Tracked material fields reviewed from public sources. Payout speed remains unverified and should be checked directly with Toast.

Last reviewed

June 16, 2026

Next review due

December 16, 2026

Data confidence

High

Included in

Fit CheckCalculatorComparisons

What has been reviewed

  • Provider name, website, and business identity
  • Core capabilities (payments, POS, hardware, integrations)
  • Pricing model and public pricing availability
  • Business types served and geographic availability
  • Approval considerations and restricted business language

Pricing source: Official provider website

All Toast information is sourced from publicly available documentation. ProcessorFit does not guarantee pricing accuracy — verify directly with the provider.

Payment Terms to Know

Key terms relevant to evaluating Toast.

Frequently Asked Questions

Is Toast only for restaurants?

Toast is designed specifically for food-service businesses — restaurants, cafes, bars, quick-service concepts, and food trucks. Its POS hardware, software modules (table management, course firing, kitchen display, online ordering), and back-of-house tools are built around food-service workflows. Non-restaurant businesses would find Toast's feature set misaligned with their needs.

Does Toast have a free plan?

Toast offers a limited free software tier called Toast Point of Sale (Starter Kit) for eligible restaurants, though it comes with a higher processing rate. Paid software plans with broader features carry monthly fees that vary by configuration. Hardware is an additional cost. Verify current plan tiers and eligibility on Toast's pricing page.

What processing rates does Toast charge?

Toast's processing rates are quote-based and vary by software plan and hardware configuration. Its free software tier typically uses a higher flat processing rate, while paid plans may carry lower negotiated rates. Verify current processing rates and plan structures directly with Toast, as these can vary significantly.

Does Toast require a contract?

Toast contract terms vary by plan, hardware financing arrangement, and account setup. Some configurations involve multi-year commitments — particularly those tied to hardware financing. Review the full contract terms, including early termination clauses, carefully before signing. Verify current contract options directly with Toast.

Can Toast be used for online ordering?

Yes. Toast Online Ordering is an integrated module that connects restaurant menus directly to the Toast POS system. It allows customers to order for pickup or delivery from the restaurant's own website without a third-party marketplace fee. Commission-free online ordering is included on some Toast plans. Verify current online ordering features and fees directly with Toast.

Frequently Compared With

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SpotOn
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Restaurants and food service businesses wanting a purpose-built restaurant POS with integrated payments.

Recommendations are based on merchant overlap, industry fit, pricing models, and business type — derived from public research. ProcessorFit does not sell placement. Providers cannot purchase recommendation placement. Learn about our methodology.

Sources checked

  • Toast pricing page, checked July 2026
  • ProcessorFit research interpretation based on public provider documentation

Verification note

Toast pricing and plan availability may vary by location and business size. Verify current terms directly at pos.toasttab.com.

Editorially Independent — ProcessorFit does not accept payment for rankings or recommendations. Every provider profile is researched independently using publicly available information. Editorial Policy · Research Methodology

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