Statement Line Dictionary

DISC 1

Provider-specificConfirmed meaning for one named provider or source. Scope is limited to that provider's statement format.

Also appears as: Disc 1 DISC-1

DISC-1 and Disc 1 are formatting variants of the same label. No additional aliases have been confirmed against a named source.

A labeled code that appears in the discount section of some payment processing statements. The meaning of DISC 1 is documented for the Electronic Payments statement format only. The same code may carry a different meaning, or may not appear, on another provider's statement.

ScopeElectronic Payments statement format only — based on a sample statement walkthrough published at electronicpayments.com/blog/merchant-statements/.

What this label may refer to

Provider-specific meaning— Electronic PaymentsProvider-specific

On Electronic Payments' published sample statement, DISC 1 denotes monthly basis points — the basis-point charge applied to transactions processed during the statement month. Electronic Payments' published walkthrough identifies DISC 6 as daily basis points within the same statement format. This interpretation is specific to the Electronic Payments statement format reviewed. The same code may mean something different, or may not appear at all, on another provider's statement.

Who may receive the amount

Cannot be determined from this label alone. Contact your processor.

Recurring or event-triggered

Recurring or event-triggered

In the Electronic Payments sample statement format, the code appears as a line item summarizing charges for a category of transactions processed during the statement period. Whether this pattern applies to another provider's statement with the same code cannot be established.

What this label alone cannot establish

These questions require information beyond the label itself.

  • Which transaction types or card categories are included in this code on this specific statement
  • What rate was applied to these transactions, or whether that rate was correctly determined
  • Whether the same code means the same thing on a different provider's statement
  • Whether the volume and dollar amounts shown are correct

What could clarify it

  • The processor's statement guide or fee explanation document, if one was provided at account opening
  • Processor customer service, specifically requesting the definition of each DISC code and the rate applied to each on the merchant's statement

The question to ask your provider

“Which transaction types are included in DISC 1 on my statement, and what rate was applied?”

Related glossary terms

Discount RateTiered Pricing

Related ProcessorFit learning

How to Read a Merchant StatementTiered Pricing Explained

Sources and research status

  • Merchant Statements: What You Need to Know

    Electronic Payments blog post authored by Michelle Richter, Director of Merchant Support (published 2024-10-15; revised 2025-03-14; accessed 2026-07-29). The post includes a sample statement walkthrough that identifies DISC 1 as monthly basis points and DISC 6 as daily basis points. This interpretation applies specifically to the Electronic Payments statement format documented in that post. Merchants with statements from other providers must confirm the meaning of DISC codes directly with their processor.

Research date: 2026-07-30. Verify all information directly with your processor.

PCI Non-Compliance FeeAdjustment

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